Benefits - Affordable Healthcare

TRICARE Reserve Select is a premium-based plan available worldwide for Army National Guard members and their families. TRICARE Reserve Select is the minimum essential coverage under the Affordable Care Act. 

ELIGIBLE BENEFICIARIES 
Available to members of the Army National Guard (and their families) who meet the following qualifications: 

• Not on Active-Duty orders for more than 30 days
• Not covered under the Transitional Assistance Management Program
• Not eligible for or enrolled in the Federal Employees Health Benefits (FEHB) Program 

COVERAGE 

TRICARE Reserve Select provides comprehensive coverage for health, dental, and pharmacy. To view a complete list of covered services, click here.  

COSTS 
Part-time soldiers are required to pay monthly premiums and cost shares as a condition of enrollment in TRICARE Reserve Select. TRICARE Reserve Select premium rates are established annually on a calendar year basis. 

• To learn more about current premiums, click here.
• For more information about TRICARE, please visit http://www.tricare.mil/ 

PEACE OF MIND  
Low-cost life insurance plans are available for Army National Guard members and their families. 

For Army National Guard members, there's the Servicemembers' Group Life Insurance (SGLI), which provides coverage 24/7. 

• Soldiers are eligible for $500,000 of insurance.
• Smaller amounts of coverage are available.
• Coverage is available through age 60, upon receipt of your first retirement check or 120 days after a Soldier's ETS (Expiration of Term of Service). 

Army National Guard family members are eligible for Family Servicemembers' Group Life Insurance (FSGLI), available to spouses and dependent children of Guard members insured under SGLI. 

• FSGLI provides up to a maximum of $100,000 of insurance coverage for spouses (not to exceed the SGLI amount of the insured member).
• Family coverage provides $10,000 for dependent children.
• Spousal coverage is issued in increments of $10,000. Coverage costs vary. 

Note: Army National Guard programs and benefits are subject to change. For the latest information, please contact your local recruiter.